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Engine X FAQs

What is the Engine X card?

A corporate charge card that integrates with your Engine account. You can issue employees their own cards, all connected to the main account, with set spending controls for business expenses, not just travel, on and off the Engine platform.

Is there a cost?

There are no annual fees.1

How does it work?

You get a flexible line of credit and can issue associated virtual or physical cards to your team. Set limits by employee, project, or expense type. All transactions show up in your Engine dashboard with your travel bookings.

What’s in it for me?

Employees don’t need to use personal cards for business expenses and you don’t need to track and approve expense reports. You can control spending limits and see all transactions in real time. Earn rewards on purchases and streamline your spending.

When will it be available?

We’re starting with a limited alpha program in fall 2025.

How do I get started?

Once you let your Account Manager know that you’re interested, we’ll contact you to set-up an initial call to answer any questions and talk through next steps.3

Will Engine X affect my existing rewards points?

No — your current rewards points value will remain intact. Value amount will not be lost or reduced as part of this product change. You’ll still be able to book for business and personal travel.

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At public launch, you’ll be able to use your rewards points for even more. From redeeming points to pay your statement to transferring points to employees.

Will the way I earn points change?

Yes, you may earn even more points! There may be slight changes in how points are earned. 

  • With Direct Bill, you can earn up to 4% back on travel
  • With Engine X, you can earn up to 10% back on travel booked on Engine, 1.5% on everything else5
Who can I contact if I have questions?

Please contact: [email protected] 

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Engine X Visa® Commercial cards are powered by Stripe and issued by Fifth Third Bank N.A., Member FDIC. Terms and conditions apply.

1See cardholder agreement/terms and conditions for details
2Subject to review of company's application including but not limited to requested financial information.
3Participation in this alpha program is optional and features are subject to change. By participating, you acknowledge that the product is pre-release and provided “as is” without guarantees. Joining the alpha does not guarantee approval, nor does Engine guarantee specific timeframe in which approval will occur.
4Points values are increasing with the new rewards structure, which means that in the old system, 500 points=$1, while in the new system, 100 points=$1. While your total number of points will decrease, the dollar value will remain the same. Tier qualification requirements can be found here.
5Terms and conditions apply. Cashback rewards range from 6-10% based on company spend