Frequently asked questions
A business charge card that integrates with your Engine account. You can issue cards to employees and set spending controls for all business expenses, not just travel.
There are no annual fees.2
You get a line of credit and can issue virtual or physical cards to your team. Set limits by employee, project, or expense type. All transactions show up in your Engine dashboard with your travel bookings.
Employees don't need to use personal cards for business expenses and you don't need to track and approve expense reports. You can control spending limits and see all transactions in real time. Earn rewards on purchases and streamline your spending.
Getting started with Engine X takes just minutes. Apply now.
After you submit your application, our team reviews your business information. In most cases, you'll receive a decision and an assigned credit limit within 24 hours. If we need any additional details, we'll reach out directly to keep things moving.
Direct Bill offers a credit line for hotel, flight and car bookings only. Engine X extends that same credit line to cover all business expenses. Plus you'll earn higher rewards, issue physical and virtual cards, and manage company-wide spend in one place. Both are free to use, and you can apply for Engine X in minutes.³
Activate your Engine X card and spend $2,000 within the first 30 days of approval. Your 20,000 Engine points post to your account once you hit the spend threshold, and you can use them toward flights, hotels, cars, statement credits, and more. See full terms for eligibility and details.

